How to download your CAS statement from CAMS and KFintech
You don't need to know which registrar services which of your funds. There's one portal that requests your CAS from both CAMS and KFintech at once — here's exactly how to use it, plus the direct routes if you only need funds from a single registrar.
The fastest route: MF Central
MF Central (mfcentral.com) is the joint portal built by CAMS and KFintech together, with AMFI's backing, specifically so investors don't have to figure out which RTA services which of their funds. One request there pulls a CAS covering your entire mutual fund holding, across every fund house, in a single PDF.
- Go to mfcentral.com and choose the CAS or "Consolidated Account Statement" option from the investor services menu.
- Enter your PAN and the mobile number or email you believe is registered against your mutual fund folios.
- Verify with the OTP sent to that mobile number or email — this confirms the request actually comes from you.
- Choose a date range for the statement — more on picking the right one below — and set a password for the PDF if the portal asks you to.
- Submit and check your email. The statement is generated and emailed to you, usually within a few minutes, as a password-protected PDF.
The direct routes: CAMS and KFintech separately
If you'd rather go directly to a registrar — or you know with certainty that all your funds sit with just one of them — both run their own CAS request pages. CAMS handles this through camsonline.com, under its investor services section. KFintech runs the equivalent through mfsonline.kfintech.com.
Both work the same way in principle: you enter your PAN and registered email, pick a statement period, and the RTA emails you a password-protected PDF. The difference is scope — a CAMS-only statement covers only the fund houses CAMS services for you, and likewise for KFintech. If you're not certain your funds are split across both, MF Central's combined request is the safer default.
Choosing the right date range
Every CAS request asks for a period, and the right answer depends on what you're about to do with the file. If you just want a current snapshot of what you own and what it's worth today, a short recent window — even the last month — is enough, since the closing holding summary reflects your position as of the statement date regardless of how far back the transaction list goes.
But if the goal is a complete picture — mapping every holding to a goal, or calculating your actual annualised return — request the statement from your very first investment date to today. A CAS that's missing early transactions will understate your investment history and distort any return calculation built on it, since it can't see cash flows it was never asked to include.
What to do once you have the file
A downloaded CAS is only useful once something reads it. The most common next step is computing your real return: feed the transaction dates and amounts into the XIRR calculator to get the annualised rate that actually reflects when your money went in and came out — not the fund's headline return, which assumes a single lumpsum.
The other common next step is seeing the whole portfolio in the context of what it's actually for. That's the idea behind goal-based investing, and it's exactly what Earmark does with the file — you upload the same CAS PDF you just downloaded, and Earmark maps every holding in it to the goals you define, showing the reasoning for each allocation.
Common questions about downloading a CAS
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